HOUSING LOANS DEPOSIT PLANS
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It is a loan offered to professionals and self employed persons based on appraised income which is calculated based on surrogate income proofs for construction or purchase of dwelling units in villages, towns and cities for a maximum tenure of upto 15 years.
Loan is offered upto maximum 75% / 80% / 85% of the property cost, linked to loan amount as per NHB guidelines. Property costs include cost of land and construction, registration and other one time acquisition costs.
GRUH Suvidha is offered under the Variable rate option with monthly amortization.