About GRUH Finance Limited

GRUH Finance Limited (GRUH) - a subsidiary of HDFC Ltd., is a Housing Finance Company (HFC) recognized by National Housing Bank.

GRUH offers loans to individuals for purchase, construction, repairs, renovation of dwelling units. GRUH also offers loans to the Self employed segment where in formal income proofs are not available. The income of such applicants is appraised based on field investigation and surrogate income proof. GRUH also offeres loans to professionals for purchase of office premises.

The rate of interest is based on credit score methodology wherein each applicant is evaluated based on individual credit criteria. Depending on the loan product selected, the customer can therefore get a rate of interest within a band depending on individual credit score.

GRUH Deposits are rated FAAA by CRISIL and MAAA by ICRA. These ratings indicate highest safety as regards timely payment of interest and principal.

GRUH has 179 offices in 10 states of the country viz. Gujarat, Maharashtra, Karnataka, Rajasthan, Madhya Pradesh, Chhattisgarh, Tamil Nadu, Uttar Pradesh, Jharkhand and Bihar.

Housing Finance

GRUH’s Journey over 29 years

News Flash
Introducing GURHINI BACHAT YOJANA: 0.25% additional on deposits from Female Depositors
Home loan rates slashed. GRUH offers home loan starting from 9.75%.
PLR for existing customers reduced by 20 bps effective 12th October,2015
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