About GRUH Finance Limited

GRUH Finance Limited (GRUH) - a subsidiary of HDFC Ltd., is a Housing Finance Company (HFC) recognized by National Housing Bank.

GRUH offers loans to individuals for purchase, construction, repairs, renovation of dwelling units. GRUH also offers loans to the Self employed segment where in formal income proofs are not available. The income of such applicants is appraised based on field investigation and surrogate income proof. GRUH also offeres loans to professionals for purchase of office premises.

The rate of interest is based on credit score methodology wherein each applicant is evaluated based on individual credit criteria. Depending on the loan product selected, the customer can therefore get a rate of interest within a band depending on individual credit score.

GRUH Deposits are rated FAAA by CRISIL and MAAA by ICRA. These ratings indicate highest safety as regards timely payment of interest and principal.

GRUH has 184 offices in 10 states of the country viz. Gujarat, Maharashtra, Karnataka, Rajasthan, Madhya Pradesh, Chhattisgarh, Tamil Nadu, Uttar Pradesh, Jharkhand and Bihar.

Why GRUH Finance Home Loans

  • Pioneer in the Home Loans industry
  • Faster processing of loan with door step service

GRUH Finance Home Loans Solutions: Advantages

  • Robust service delivery model - fast approval & disbursal of loans
  • Extensive Range of Home Loan requirements
  • Customized home loan features to suit your Home Loan requirements
  • Attractive interest rates : offer attractive rate that makes your home loan affordable
  • Quick and transparent processing
  • Longer tenure for smaller EMIs

Get Your Home loans


Housing Finance

GRUH’s Journey over 30 years

News Flash
Introducing GRUHINI BACHAT YOJANA: 0.25% additional on deposits from Female Depositors
Home loan rates slashed. GRUH offers home loan starting from 9.75%.
PLR for existing customers reduced by 20 bps effective 12th October,2015
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